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609 Pollen Street, Thames
Phone: 07 868 6135
Fax: 07 868 8154   Email: sales@lesteryatesmotors.co.nz
 
Finance

Finance options are now more varied and flexible than in the past.

In many cases the purchase of your next vehicle is largely dependant upon your borrowing capacity. Therefore, after an initial application and assessment we are normally able to get your finance approval immediately. Your borrowing power is then established and when this amount is added to the value of your trade-in we can quickly give you the price range for your next vehicle purchase.

The approval process is quick and easy, and you do not need to be a home owner. Approvals are usually given within an hour of being submitted. In the event of failure to meet normal lending criteria our staff will endeavor to assist by approaching second tier lending institutions on your behalf.

Types of Finance

Hire Purchase
Hire Purchase is the most common method of purchasing a vehicle for private and business buyers. Hire purchase is quick and convenient and offers flexibility with repayment terms up to 48 months and deposits to suit. Structured and balloon payments can also be included in a tailor-made Hire Purchase Contract to suit your budget.

Finance Lease
Finance Lease is sometimes the preferred method of financing for businesses and GST registered individuals. Finance Lease allows the purchase of a vehicle of your choice without diverting valuable working capital from your business. Lease terms normally vary between 12 and 36 months.

Operating Lease
Operating Lease has always been a popular choice for businesses and is now available for private persons. At the end of the lease you simply return the vehicle and drive away in a new model. There is no residual liability. Monthly rentals are often 100% tax deductible, but check with your tax adviser. You have the option of a full maintenance package built into your monthly rental. Operating Lease terms normally vary between 6 and 45 months.

For a no obligation finance quote please contact our Sales Manager.